Mr. Petkovich has been active in a broad spectrum of business activities including starting several successful business over the last 14 years as a Hedge fund Manager, Mortgage Lending , real estate, building, automotive and retail as well as micro lending. He has had a more focused career as an executive in the financial services and multi-unit retail industry for more than 14 years. His financial services experience has been in money management, private equity, commercial banking, mortgage lending. Mr. Petkovich has held numerous senior level positions, including his most recent as Head of Global Trading for Petkov Capital Management, a money management company for U.H.N.W. and Institutional Investors. He was the top salesperson for Investar International, transacting over $110 mm in total sales. He has also had extensive lending experience comprising consumer lending, warehouse lending, mortgage lending, hedging, and mortgage sales and securitization. He has experience and a proven record in sales, negotiations, operations, risk management, business development, loan production, secondary marketing and capital deployment and collections. During his career Mr. Petkovich has had exposure to a variety of economic environments and dealt with numerous regulated and unregulated entities.